Wagner College does not insure student personal belongings and is not responsible for loss, theft, or damage to personal property located in residence halls or elsewhere on campus. Students are strongly encouraged to review their existing insurance coverage to determine whether their family’s homeowner’s or renter’s insurance policy extends to personal property while living on campus.
If such coverage is not available, students may wish to obtain individual renter’s insurance.
Wagner College currently provides information about renters’ insurance options through GradGuard. Students and families may learn more here:
https://gradguard.com/renters/wagner
Please note: Enrollment in any insurance policy is voluntary and is solely the responsibility of the student. Wagner College does not administer or manage insurance policies, and providing this information does not constitute endorsement or assumption of liability.
What is renter’s insurance?
Renter’s insurance helps cover personal property if it is damaged, lost, or stolen. Policies may include protection against theft, vandalism, water damage, fire or smoke damage, and other covered events, depending on the policy terms.Does Wagner College insure residence halls?
The College maintains insurance for institutional property and facilities; however, this coverage does not extend to students’ personal belongings or liability for damage caused by students.
Many students underestimate the total value of their belongings. Consider whether you could afford to replace your items if they were lost or damaged — and whether you would be financially responsible if you were found liable for damage to others’ property.How much does renter’s insurance cost?
Costs vary based on coverage level, deductibles, and provider. When comparing policies, consider:
- Contents coverage
- Replacement value coverage
- Living expense coverage
- Liability protection
- Deductibles and payment options
- Coverage exclusions
- Available discounts (e.g., safety features, bundled policies)
Helpful Resources